Applications
 
 
 

Inward Cheque Clearing Solution
Outward Cheque Clearing Solution
Positive Pay System
Forms Processing System
WholeSale LockBox System
Paperless e-Signing Solution
Signature Verification System
Fraud Detection and AML (Anti Money Laundering)
CePS (Corporate Electronic Payment System)

 

 
  Inward Cheque Clearing Solution
 

ImageCall-ICC is the complete image based solution for the processing of inward clearing cheques. It incorporates Automatic Signature Verification (ASV) features integrated into a configurable workflow. The system has extensions to the branches for them to make decisions on cheques meeting specified criteria. It consolidates the posting results from the Current Account system, the decisions made by the branches and other systems such as Positive Pay, for the generation of data files for outward returns to the Clearing House, for generation of reversals at Current account system.

ImageCall-ICC is cheque truncation ready.

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  Outward Cheque Clearing Solution
 

ImageCall-OCC is an image based centralised data entry system for Outward Cheque Clearing. The cheques and pay-in slips may be sent to the processing centre for imaging or optionally, the imaging may be done at the branches and the images and accompanying data sent to the processing centre. Data entry may be done at the centre or at the branches. Cheque Deposit Machines(CDM)may be integrated with the system.
The user friendly system has many time-saving features and built-in controls for this time-critical operations. The system is easily configurable to meet the operational requirements of the bank.

ImageCall-OCC incorporates Inward Return Cheque Processing and archival/retrieval of outward clearing cheques.
ImageCall-OCC is cheque truncation ready.

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  Positive Pay System
 

ImageCall-PPS is a solution for the detection of cheque fraud by alteration of cheques. It innovatively leverages on cutting-edge Optical Character Recognition (OCR) technology, to read and recognize information on cheque images.
ImageCall-PPS utilizes information obtained from the issuance of these cheques to match them against the information read from the cheque images, as they go through the inward clearing. Any mismatch will be highlighted and displayed on screen for your visual approval or reject.

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  Forms Processing System
 

ImageCall-FP is a solution for the automatic capture of handwritten and printed data, barcodes and marks from forms using ICR (Intelligent Character Recognition), OCR (Optical Character Recognition) and OMR (Optical Mark Reading) technologies. In addition to saving efforts in data entry, turnaround time in the processing of forms are significantly reduced.
ImageCall-FP allows for remote scanning of forms and supporting documents to further reduce turnaround time. Alternately, forms can be sent in by email. Typically, the captured data are exported to other systems for further processing. For instance, in the case of credit card application forms, the data are exported to a credit scoring/evaluation system etc.

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  WholeSale LockBox System
 

ImageCall-WLB is a system for the collection of data in WholeSale LockBox. ICR (Intelligent Character Recognition) technology is used to collect data from vouchers, invoices etc. The system is meant to adapt to various types of document formats to suit the various needs of different corporate customers of the bank.

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  Paperless e-Signing Solution
 

SignDoc, a cutting-edge product from SOFTPRO, is the key to reduce costs by finally enabling a simple yet effective method of moving to electronic processes and eliminating paper. SignDoc not only allows you to capture signatures and seal documents, it also enables them to verify the authenticity of the signatures contained within those documents. The reference signature may be verified against a repository of reference signatures. This enables so-called pre-embedding verification where a signature is verified against a database of authorized signatories before accepting this signature and embedding it into the document. The signature can also be verified by visually comparing the characteristics of a signature within a signed document to an original signature. The biometrics of the signature is captured for forensic analysis via a program.

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  Signature Verification System
 

SignBase, a Signature Verification System from SOFTPRO is a well-proven system widely used in a number of big world-class banks and financial institutions. SignBase displays signatures and signing rules at every workstation within seconds while offering convenient administration. The use of signature verification as an automatic process in the background removes the burden from branch offices. As SignBase supports multiple banks and multiple currencies, it is the perfect fit for both insourcing and outsourcing scenarios. This gives you the flexibility to adapt quickly to eventual business changes.

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  Fraud Detection and AML (Anti Money Laundering)
 

The RiskTracker-AML from BANKDetect(U.S) performs processing and analysis of daily transactions to detect evidence of suspicious account activity related to money laundering and the financing of terrorism. Specifically, the system is designed to provide in-depth monitoring and detection of high-risk transactions, accounts and locations. Currently, the system is capable of identifying over a billion different combinations of risk activities for a single transaction. This analysis engine has been successful in reliably detecting a variety of high risk and fraudulent behavior, including new account and transit fraud, kiting, counterfeiting, mis-appropriated checks, money structuring/laundering, likely terrorism financing and embezzlement. The system is designed to improve both loss prevention and quality oversight of bank BSA compliance by monitoring the behavior of demand deposit accounts, including loan activity, detecting and warning of suspicious and high-risk behavior quickly and efficiently.
The system is capable of performing rapid and accurate association of account activity with high risk account types and locations. With appropriate data provided to it, the system is capable of detecting intra-bank funds structuring among apparently unrelated accounts.

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  CePS (Corporate Electronic Payment System)
 

Corporate Electronic Payment System (CePS) automates the corporate customer's cheques processing from issuance until liquidation or realization. CePS is a comprehensive solution where the bank could offer to its corporate customers the facility of bulk cheques issuance such as dividends and other payments. With CePS, the corporate customer will initiate the cheque issuing instructions, via keyboard entry or from Account Payable Systems. CePS enforces authorization and control in the issuing of these instructions to the bank. The payment instruments may be Banker's cheques, TT, Giro, etc in multiple currency types.

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